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Sunday, July 4, 2010

Aditya Birla Group Credit Analyst

About Company

With 28 years of experience, Aditya Birla Minacs provides customized business process outsourcing (BPO) solutions focused on five core areas of capability: customer relationship management/contact centers, Minacs Marketing Solutions, knowledge and process outsourcing, finance and accounting outsourcing and Minacs IT Services . The company combines expertise in these areas to improve revenue, customer service, and operating margin for Fortune 500 clients.

Minacs has more than 13,000 employees at locations in North America, Europe, and Asia and has established successful industry practices with clients in the manufacturing/automotive, banking, financial services, insurance, telecommunications, and technology verticals.

As a trusted advisor, Minacs is well positioned for accelerated success in the global BPO industry, through its multinational footprint, its capabilities in multiple industry verticals, its culturally diverse and knowledgeable workforce, and its ability to deliver best-in-class solutions.



Job Description


Roles and responsibilities of a Credit Analyst:


Complete credit underwriting on new and renewal loans and variances.
Facilitate loan-booking process.
Review credit files for adherence to policies and procedures.
Assist with client inquiries from internal teams.
Monitor performance of loan portfolio, including trends, non-compliance,past due status, and maturing loan for assigned accounts. 
Prepare financial statement spreads.
Monitor financial performance of borrower, covenant compliance, and credit trends.
Analyze A/R and A/P Agings, calculate borrowing bases, calculate line availability.
Prepare portfolio reports.
Prepare simple credit actions.
Process loan advances.
Prepare loan committee meeting minutes.

Eligibility criteria:
 
College Graduate (Preferably with Finance or accounting background).
Experience in financial information/data analysis (credit analysis is a plus).
Ability to make judgement based on limited information available on the private companies.
Capabilities to collect data from multiple locations (websites, analyst reports, financial reports etc.) and correlate data to make an estimate.
Analytical forecasting capabilities is a plus.
2 -3 years relevant work experience. 

Shift timings:

Could be a 1:30 p.m. to 10:30 p.m. shift to begin with. Over a period of time, the overlap with US will come down and could also be an early shift. This is not a 24/7 operation.

Candidates can also walkin directly at our office from 01st Jul until 05th Jul 2010.

Address:
Aditya Birla Minacs Worldwide Ltd
4th Floor,
Millennium Towers
ITPL Road, Brookefields
Bangalore (Karnataka), India 560 037
Next to CMRIT College